Travel insurance is a type of insurance that covers unexpected events or circumstances that may occur during your trip, such as trip cancellations, delays, medical emergencies, or lost or stolen luggage. It is designed to provide financial protection and peace of mind in the event that something goes wrong during your travels.

There are several benefits to purchasing travel insurance, including:

1. Financial protection: Travel insurance can provide financial protection in the event of unexpected events or circumstances, such as trip cancellations, delays, medical emergencies, or lost or stolen luggage.

2. Medical coverage: Travel insurance may provide medical coverage in the event that you require medical attention while traveling, including coverage for hospital stays, doctor's visits, and prescription medications.

3. Evacuation coverage: Some travel insurance policies may include coverage for emergency evacuation in the event that you need to be transported to a hospital or other location due to a medical emergency or other unforeseen event.

4. 24/7 assistance: Many travel insurance policies include access to 24/7 assistance services, such as emergency medical and travel assistance, translation services, and legal assistance.

Travel insurance can be expensive, but the cost of coverage will depend on a variety of factors, such as the length of your trip, the destination, and the type of coverage you choose. Some policies may be more expensive than others, depending on the level of protection they offer. It is important to carefully compare different travel insurance policies and choose one that meets your needs and budget.

I hope this information is helpful in understanding the benefits of travel insurance and why it can be expensive. If you have any specific questions about travel insurance or are considering purchasing a policy, it is always a good idea to consult with a qualified insurance professional or read the policy terms and conditions carefully before making a decision.